The Do's and Don’ts of Motorcycle Safety

March 29, 2022

Riding a motorcycle can be an exhilarating experience, but it’s still important to take extra precautions on the road. As a rider, you’re more exposed to the elements and road conditions than drivers in fully enclosed vehicles. Taking the right steps will help you stay safe while keeping your motorcycle insurance rates low. Here are some basic do's and don’ts you should know. 

Do:

Dress the part.

Protective gear is essential when riding a motorcycle because it's your best defense against outdoor conditions. Wear a helmet, protective eyewear, and gloves to cover some of the most vulnerable parts of your body. Choose long pants and a jacket made from thick materials that are designed to withstand wear and tear, including kicked-up road debris and pavement if you’re in an accident.

Check your bike.

Even if you’re sure it’s in good shape, check your motorcycle thoroughly before each ride. Assess the condition of the mirrors and lights and check the tire pressure to ensure safe operation and handling. Look carefully for any signs the bike may be compromised, like loose parts or leaking hoses. If there’s a problem, resolve it before your ride.

Don’t:

Use the shoulder.

It may be tempting to dodge traffic, but never ride the road’s shoulder. Just like other vehicles on the street, motorcycles need to follow the rules of the road. By law, you also can’t overtake or pass a car in the same line or travel between vehicles. Essentially, behave like you’re driving a car when sharing the road.

Follow too closely.

In the same vein, avoid following the vehicle in front of you too closely. Tailing other vehicles increases the risk of an accident if the driver hits their brakes suddenly, and the incident could increase your motorcycle insurance rates. Following another driver too closely also makes it hard to see obstacles. Keeping your distance allows you to plan for upcoming curves and changes in road conditions that would require action.

Fixing Machine — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

If you’re interested in purchasing motorcycle insurance, you can trust Phil Taylor Insurance Agency, Inc. Proudly serving clients throughout Clarksville, AR, and surrounding areas, they provide insurance policies for your most valuable investments, including all types of vehicles. Visit the website for more information, or call (479) 754-2616 to request a quote.

Couple Arguing Outside — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

4 Reasons People File Auto Insurance Claims

July 15, 2022
All drivers must have auto insurance to protect themselves and their vehicles. While you hope that you never have to file a claim, having the right coverage in place ensures you can access essential funds for repairs and other expenses. Here are a few reasons why drivers commonly file claims, and how the right policy can help you.
Man Inside The Car — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

3 Factors That Impact Auto Insurance Rates

June 16, 2022
Auto insurance saves you countless dollars when you're in an accident, and it's legally required. If you're exploring rates, you may be wondering how insurance agents determine the plan's monthly cost. Here are several universal factors they use to make their decision.
House — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

4 Common Mistakes When Buying Home Insurance

April 26, 2022
A home is the most valuable asset that most people own, so protecting it with adequate home insurance is a necessity. There are some common errors you'll want to avoid as you evaluate different options. Keep these tips in mind to prevent problems with your coverage.
A Picture Of A Family — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

3 Ways to Lower Your Home Insurance Costs

February 24, 2022
Home insurance is a valuable asset that protects your property and family. Although coverage isn't mandatory in every state, many lenders and mortgage companies do require it, so you may wonder about making sure it's affordable. Below are a few ways you can find savings.
A Picture Of A Girl — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

4 Tips for Preventing Burst Pipes in the Winter

January 20, 2022
As water freezes, it can expand by nearly 10%, creating problems for your plumbing system. Ice can burst pipes from within, causing extensive damage to your plumbing and potentially flooding your home. Your home insurance policy may cover the cost of repairs , but most issues can be avoided with the following steps.
A Man Driving At Night — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

4 Safety Tips for Driving in the Dark

December 11, 2021
You can encounter road hazards when driving at any time of the day, but the risk for accidents significantly increases once the sun goes down. Navigating the roadways after dark presents a unique set of challenges, leading to many auto insurance claims every year. As such, extra precautions should be taken when you get behind the wheel at night. Here are a few tips to help keep yourself and your passengers safe.
A Cars In The Middle Of The Forest — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

3 Tips for Driving Safe in Fall

October 28, 2021
Driving in the fall is a thrilling experience, especially when the leaves begin to change colors. However, the season brings about other changes that might result in an auto insurance claim if you aren't careful behind the wheel. Keep yourself and your loved ones safe by becoming familiar with the possible risks.
Couple Looking At The Map — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

Answers to 4 FAQ's About Buying RV Insurance

September 22, 2021
An RV can be a fantastic investment in your lifestyle, but it’s also exposed to a wide range of risks, from accidents to extreme weather events. RV insurance provides an umbrella of protection for your vehicle, your personal possessions, and your financial security. Because so much depends on the policy you choose, below are answers to some common questions you might have about buying insurance.
Boat — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

A Guide to Summer Boating Safety

August 21, 2021
A boat can bring you close to the water for a cool escape from the summer heat. But while this watercraft offers an all-access pass to relaxation, remember that they present risks just as any other vehicle. Having boat insurance protects yourself from losses that result from accidents, but to stay prepared, follow these safety practices.
Agent Discussing On Clients — Clarksville, AR — Phil Taylor Insurance Agency, Inc.

4 FAQ About Renters Insurance

June 28, 2021
Renters insurance covers the repair or replacement of property in the event of theft or damage. If you're moving into a new rental and looking for added protection for your loved ones and valuables, it's essential to find a policy that suits your needs. Here are some frequently asked questions to help you through the process.
More Posts