A Guide to Summer Boating Safety

August 21, 2021

A boat can bring you close to the water for a cool escape from the summer heat. But while this watercraft offers an all-access pass to relaxation, remember that they present risks just as any other vehicle. Having boat insurance protects yourself from losses that result from accidents, but to stay prepared, follow these safety practices.

3 Ways to Boat Safely This Summer

1. Invest in Routine Maintenance

Follow your boat’s recommended maintenance schedule to ensure all mechanical parts are in working order to avoid problems on the water. Specifically, you should closely inspect the engine, belts, hoses, steering components, and pumps to ensure they are fully connected and functional. Additionally, you should make sure the craft has proper levels of oil, coolant, and power steering fluid, as these resources can prevent overheating and improve control.

Test all electrical components, as well as the battery, to make sure the engine can start reliably and the communication systems are operating correctly. If you’re taking the vehicle out for the first time in the season, schedule a free safety check from the U.S. Coast Guard.

2. Protect Against Propeller Injuries

Propellers move fast and can cause serious, life-threatening injuries. Before starting the motor, ensure no one is in the water or near the propellers. Turn the engine off when people get in the water and keep the area clear. Installing propeller guards can also help prevent accidents.

In addition, when other boaters or swimmers are in the water, it’s important to share the space according to your state’s boating laws. To avoid accidents, avoid creating disruptive wake patterns and always watch for hazards when steering the craft.

3. Create a Float Plan

If you don’t return or encounter an emergency, a float plan can help rescue crews locate you. Your plan should include details about where you are going and for how long. Provide the make, length, engine type, and registration number of the boat.

You should also list the names, ages, and emergency contacts for all passengers. Provide this written guide to a trusted friend or family member who will know to contact authorities if you don't return as expected.

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Whether you’re cruising on the Arkansas River or fishing in the Gulf, Phil Taylor Insurance can help provide you with peace of mind. Serving Clarksville, AR, this independent agency will introduce you to a variety of boat insurance plans to shield you from potential losses. With access to many providers, this team will also help maximize your coverage while keeping premiums to a minimum. To learn more about their reliable offerings, visit this local business online. For insurance quotes, call (479) 754-2616.

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